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Personal Loans

Sometimes a little help can make a big difference between where we are and where we want to be. A Maps personal loan or line of credit can give you a boost to pay off credit cards, buy a new computer, or finally fix up that bathroom.

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Loan Options

Goldline Personal Line of Credit

14.65-25.90%APR* Line of Credit

  • Revolving line of credit that can be used for Overdraft Protection
  • Check writing capabilities
  • Variable rate
  • $25 annual fee

Loan is subject to a $25 annual fee, and a $10 membership fee if borrower is not already a member. The APR will vary and changes quarterly based on the 26-week US Treasury Bill Rate. Current margin ranges between 9.90%-21.15%. The monthly minimum payment requirement is 2.5% of the outstanding balance, subject to a minimum of $15.00. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions.

Personal Loan

10.25-23.00%APR* Fixed Rate


15.25-21.75%APR* Variable Rate

  • Fixed and variable rates
  • Use it for what you need – it’s up to you.

*Includes .50% reduction for autopay and e-statements. $60 loan fee applies.

Share Secured Loan

5.00%APR*

  • Borrow against funds in your Maps share account for a lower rate
  • Secured by your Maps Share Account

Certificate Secured Loan

+2.00%APR*

  • Borrow against funds in your Maps certificate account for a lower rate.
  • *Certificate Rate + 2.00% APR. Secured by your Maps Certificate Account.

For example, if the 60-month certificate is .45% + 2% = 2.45% APR

Rates good as of 05/01/2023 and are subject to change without notice.

*APR: Annual Percentage Rate. All loans are subject to a $60 loan origination fee and a $10 membership fee if borrower is not already a member. Fixed rates include a 0.50% rate reduction for automatic payment and electronic statements. Rate will be increased 0.50% if payment is not automatic and electronic statements are not set up. Floor rate of 6.99% applicable to all discounts.